As many people are aware, when taking individual protection policies such as life cover or income protection, pre-existing medical conditions can be refused (or come with a hefty premium). But, if you or any of your employees have a pre-existing…
When we consider our lifestyle, and how it affects our wellbeing, we often forget that we spend over a third of our waking hours at work. Likewise, many of us tend to ignore the mind-body link that connects our mental…
As more and more businesses invest in employer-paid insurances to attract and retain the best staff, we are seeing a parallel increase in confusion around what these actually are. Searching ‘Employer Paid Life Insurance’ on Google does not provide an…
Anyone who manages Employee Benefits for a business with global operations will tell you how difficult it can be to keep track of all the different policies. Each one has different performance, legal requirements and needs rules and regulations update…
Being lucky enough to have our fantastic NHS in the UK can often make Private Health Insurance seem like an unnecessary expense. Despite the fantastic service that our NHS heroes provide, Business Health Insurance is steadily becoming one of the…
Group Income Protection is one of the lesser-known insurances, so we often get questions about what it covers and if it’s really necessary. It is one of the most popular policies from an employee’s point of view, but it also…
As COVID-19 forces all of us to think more carefully about our health, we need to support each other as much as we can. We are insurance brokers here at Hooray Health & Protection. We aren’t key workers on the…
Employees need to be motivated if you want them to perform well at work. This is why most companies will offer employee benefits to entice staff to apply for work, but also to stay at the company. Usually, it’s things…
When you’re running a business, there is a lot to sort out. You’re jumping between tasks, sorting out employees, and doing your best to delegate tasks. You don’t think about the ifs and buts in life, but what if that…
Hooray, what has felt like the longest January is finally over. It’s time to celebrate dry January coming to an end, the gym memberships we foolishly signed up to as a new year’s resolution not charging a cancellation fee and,…