Author: Charlie Cousins

Author

Reviewer: Charlie Cousins
Founder and Director of Hooray Health & Protection, Charlie Cousins Cert CII, has enjoyed a career in the insurance and financial services industry spanning more than ten years.He began his career in the health and protection industry with Metlife, where he saw first-hand how both insurers and brokers provided little support for small businesses.In 2016, Charlie launched Hooray Health & Protection to provide a bespoke broking service to the small business and start-up community.

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How is a Group Life Insurance trust structured and why does it matter?

by Hooray Health and Protection, Charlie Cousins, Mel Dixon 10 June 2026 0

If you’ve arranged Group Life Insurance for your employees, or are thinking of offering it, there’s a very good chance you’ve come across the term “discretionary... Read more.

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What happens when you claim on Business Health Insurance?

by Hooray Health and Protection, Charlie Cousins 2 June 2026 0

If your business already has a health insurance policy in place, what happens when an employee needs to make a claim? Maybe your employee has received a referral... Read more.

employee benefits stats: trends, costs and opporunities

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Employee benefits stats: trends, costs, and opportunities 2026

by Mel Dixon, Charlie Cousins 13 May 2026 1

The world of employee benefits seems to be in a constant state of flux. New technologies, changing demand, increasing expectations… In this resource, we’ve... Read more.

best life insurance broker for small businesses

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Who is the best life insurance broker for UK businesses?

by Mel Dixon, Charlie Cousins 30 April 2026 0

On the face of it, Company Life Insurance is one of the simpler protection policies you can buy. Yet there are hidden complexities which can cause problems further... Read more.

are you ready for monthly employee benefits in kind?

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Are you ready for monthly Benefits in Kind reporting?

by Mel Dixon, Charlie Cousins 13 April 2026 0

Major changes in the world of employee benefits admin! We’ve known for a while now that the way Benefits in Kind (BIK) are reported through payroll is set to change.... Read more.

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7 of the best employee discount schemes you’ll find today

by Charlie Cousins 7 January 2026 2

Everyone loves a bargain. And your hardworking employees are no exception. That’s why many companies choose to reward their staff via employee discount schemes.... Read more.

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Top reasons to choose Hooray for employee benefits advice

by Mel Dixon, Charlie Cousins 15 December 2025 0

Hooray Health & Protection is an employee benefits brokerage that gives independent advice and support to UK businesses who need help launching or reviewing... Read more.

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Who is the best health insurance broker for SMEs?

by Mel Dixon, Charlie Cousins 19 November 2025 0

Hooray Health & Protection has been providing health insurance brokering services for UK SMEs and start-ups since 2019. Founding Director, Charlie Cousins CII,... Read more.

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Who is the best employee benefits broker for SMEs?

by Mel Dixon, Charlie Cousins 27 October 2025 0

Hooray Health & Protection has long been a popular broker for UK SMEs and start-ups. The company was founded in 2019 by Charlie Cousins CII, with the stated... Read more.

Comparing-5-Group-Critical Illness providers who offers the best cover

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5 leading Group Critical Illness providers 2025: who offers the best cover?

by Mel Dixon, Charlie Cousins 11 September 2025 0

If you’re seeking Group Critical Illness Insurance for your employees, then you’ll want to find an affordable policy that lives up to the sales spiel. As an... Read more.