Compare Group Income Protection

Find the right Income Protection policy for your business

Hooray’s friendly experts will review different insurer offerings to find you the best Income Protection policy at the most competitive price. We’ll also answer any questions you have about how the policy works.

How does Group Income Protection work?

Getting cover is as easy as 1,2,3

We listen and learn

We take the time to understand your business structure and your requirements

We tailor to your needs

We recommend what’s right for you and your business from a range of insurers

You make the final choice

We ensure you have all the information to make an informed choice

Hooray in numbers

We help manage a huge range of client types, from SMEs to large corporate businesses, covering UK-based employees and globally mobile workforces, making us well positioned to help with any healthcare and employee benefits requirement.

98%

Client
Retention

50+

Insurer partners and service providers

5 Million

Product combinations for our clients

70,000+

Employees protected through us

50+

Countries in which we protect people

Trusted by start-ups and SMEs across the UK

Hooray has helped more than 750 businesses wow their employees

Sarah Mackey

First Intuition

"Esme made the process enjoyable - providing us with a number of options, taking the time to talk them through, and ensuring they met the needs of our staff now and in the future."

HR Director

Designer Group

"We received a significant refund from our previous provider, due to us unknowingly overpaying for services. This was credit to Charlie and his team for persevering and managing this with the provider. Needless to say, I was definitely in the good books with our Finance Director, once I made him aware of the refund!"

Lauren Abbott

Virtual Assistant

"Stuart was proactive, resourceful and fun to work with. He cut through the jargon to lay out the best deals in a simple, easy-to-understand format and provided me with a thorough and comprehensive portfolio of the best deals available."

Frequently Asked Questions

Is Group Income Protection available for companies with two employees?

Yes! Most insurers have ten as their minimum number of employees, but we work with insurers who can provide cover for businesses with as few as two staff.

When does cover start if an employee goes off sick?

Each scheme has a deferred period which must be reached before the policy will start to pay. We ask employees/employers to notify us from the first day of absence, and insurers can provide early intervention services to help support staff back to work.

Which Company is the best for Employee Sick Pay Insurance?

Every company is different, so, before making a choice, we need to assess the company size, scheme design and risk requirements.

Will it cover any pre-existing medical conditions my employees have?

Pre-existing health conditions are usually covered under the policy if all employees are actively at work. Depending on how many employees are to be covered, some of the highest earners may be required to complete a health questionnaire.

Does Business Sick Pay Insurance cover Unemployment?

Sadly not. As the policies provided are in place to cover accident and sickness cover, we can’t add unemployment cover to the policy. Some schemes provide cover after redundancy for a set period, however.

If I Leave My Employer, Can I Continue My Group Income Protection?

Unfortunately, currently, none of the insurers in the UK market offer a continuation option when employees leave an ‘Employer Paid’ group income protection scheme. However, in order to combat this, Hooray Health & Protection also works in the individual Income Protection insurance market and we are happy to provide anyone with a free quote.