Compare Group Income Protection
- Free price comparisons and one-to-one advice
- Specialist support for start-ups and SMEs
- We work with all leading UK insurers
Find the right Income Protection policy for your business
Hooray’s friendly experts will review different insurer offerings to find you the best Income Protection policy at the most competitive price. We’ll also answer any questions you may have about how the policy works.
"Esme made the process enjoyable - providing us with a number of options, taking the time to talk them through, and ensuring they met the needs of our staff now and in the future."
"We received a significant refund from our previous provider, due to us unknowingly overpaying for services. This was credit to Charlie and his team for persevering and managing this with the provider. Needless to say, I was definitely in the good books with our Finance Director, once I made him aware of the refund!"
"Stuart was proactive, resourceful and fun to work with. He cut through the jargon to lay out the best deals in a simple, easy-to-understand format and provided me with a thorough and comprehensive portfolio of the best deals available."
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How does Group Income Protection work?
- Provides extra financial support to poorly employees beyond the usual statutory sick pay allowance
- Payment is worked out as a percentage (usually up to 75%) of the employee’s salary
- Most policies also include rehab support to help employees recover and return to work faster
Getting cover is as easy as 1,2,3
Hooray in numbers
We help manage a huge range of client types, from SMEs to large corporate businesses, covering UK-based employees and globally mobile workforces, making us well positioned to help with any healthcare and employee benefits requirement.
98%
Client
Retention
50+
Insurer partners and service providers
5 Million
Product combinations for our clients
70,000+
Employees protected through us
50+
Countries in which we protect people
Trusted by start-ups and SMEs across the UK
Hooray has helped more than 750 businesses wow their employees
Frequently Asked Questions
Is Group Income Protection available for companies with two employees?
Yes! Most insurers have ten as their minimum number of employees, but we work with insurers who can provide cover for businesses with as few as two staff.
When does cover start if an employee goes off sick?
Each scheme has a deferred period which must be reached before the policy will start to pay. We ask employees/employers to notify us from the first day of absence, and insurers can provide early intervention services to help support staff back to work.
Which Company is the best for Employee Sick Pay Insurance?
Every company is different, so, before making a choice, we need to assess the company size, scheme design and risk requirements.
Will it cover any pre-existing medical conditions my employees have?
Pre-existing health conditions are usually covered under the policy if all employees are actively at work. Depending on how many employees are to be covered, some of the highest earners may be required to complete a health questionnaire.
Does Business Sick Pay Insurance cover Unemployment?
Sadly not. As the policies provided are in place to cover accident and sickness cover, we can’t add unemployment cover to the policy. Some schemes provide cover after redundancy for a set period, however.
If I Leave My Employer, Can I Continue My Group Income Protection?
Unfortunately, currently, none of the insurers in the UK market offer a continuation option when employees leave an ‘Employer Paid’ group income protection scheme. However, in order to combat this, Hooray Health & Protection also works in the individual Income Protection insurance market and we are happy to provide anyone with a free quote.