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# Hooray Health & Protection - Making Insurance Easy: Making Insurance Easy

## Sitemaps
[XML Sitemap](https://hoorayinsurance.co.uk/sitemap_index.xml): Includes all crawlable and indexable pages.

## Posts
- [What happens when an employee makes a Group Income Protection claim?](https://hoorayinsurance.co.uk/group-income-protection-claims/): Charlie Cousins, Founding Director at Hooray: In my experience the biggest thing that delays a Group Income Protection claim is the employee not engaging with the insurer. When someone is seriously unwell, speaking to an insurance company is the last thing they want to do. I completely understand that. But not engaging does not just delay the payment - it also prevents the insurer from putting their early intervention and rehab services in place. Those services, whether that is physiotherapy, counselling or a case manager, can genuinely shorten the absence and help the employee recover. The sooner the insurer is involved, the sooner that support starts. If you’re an employer then it’s a good idea to talk to the employee about why it matters to stay in contact as this can make a real difference.
- [How is a Group Life Insurance trust structured and why does it matter?](https://hoorayinsurance.co.uk/group-life-insurance-trust-structure/): If you’ve arranged Group Life Insurance for your employees, or are thinking of offering it, there’s a very good chance you’ve come across the term “discretionary trust”.
- [What happens when you claim on Business Health Insurance?](https://hoorayinsurance.co.uk/claiming-on-business-health-insurance/): If your business already has a health insurance policy in place, what happens when an employee needs to make a claim?
- [What is a P11d and how does it affect employee benefits?](https://hoorayinsurance.co.uk/how-p11d-affects-employee-benefits/): The P11D is about to go extinct, but while it’s still here it’s worth knowing what it is and why it matters.
- [Bupa vs AXA Health vs Vitality: Which Business Health Insurance provider is right for you?](https://hoorayinsurance.co.uk/bupa-vs-axa-vs-vitality-business-health-insurance/): When businesses start looking at Group Health Insurance three names pop up more than any other: Bupa, AXA Health and Vitality. Without doubt these are the best-known providers in the UK market, and usually put smaller providers in the shade.
- [Group Life Insurance: How much does it cost per employee in the UK? [2026]](https://hoorayinsurance.co.uk/group-life-insurance-cost-uk/): Group Life Insurance, also known as Death In Service Insurance, is one of the most cost-effective employee benefits a UK business can offer. Pricing life insurance is a little simpler than most other health and protection policies, but that doesn't make it completely straightforward.
- [How much does Business Health Insurance cost in the UK? [2026 Guide]](https://hoorayinsurance.co.uk/uk-business-health-insurance-cost/): If you've started looking into Business Health Insurance for your team, you've probably struggled to find a ballpark figure. Nobody will give you even a rough price!
- [How to communicate employee benefits to your team (and why most businesses get it wrong)](https://hoorayinsurance.co.uk/how-to-communicate-employee-benefits/): Your business spends real money on employee benefits. Health insurance, life cover, income protection, an EAP. These are valuable things that can make a genuine difference to your employees' lives. And yet many employees either do not know what benefits they have, or do not know how to use them.
- [Employee benefits stats: trends, costs, and opportunities 2026](https://hoorayinsurance.co.uk/employee-benefits-stats-trends-costs-and-opportunities/): In this resource, we’ve compiled employee benefits stats from the latest business surveys, staff surveys, and market price points – to offer a neat summary for business owners, benefits managers and other decision-makers.
- [Who is the best life insurance broker for UK businesses?](https://hoorayinsurance.co.uk/who-is-the-best-life-insurance-broker-for-uk-businesses/): On the face of it, Company Life Insurance is one of the simpler protection policies you can buy. Yet there are hidden complexities which can cause problems further down the line for the uninitiated.
- [Are you ready for monthly Benefits in Kind reporting?](https://hoorayinsurance.co.uk/monthly-benefits-in-kind-reporting/): Major changes in the world of employee benefits admin! We’ve known for a while now that the way Benefits in Kind (BIK) are reported through payroll is set to change.
- [7 of the best employee discount schemes you’ll find today](https://hoorayinsurance.co.uk/7-of-the-best-employee-discount-schemes-youll-find-today/): Everyone loves a bargain. And your hardworking employees are no exception. That’s why many companies choose to reward their staff via employee discount schemes.
- [Top reasons to choose Hooray for employee benefits advice](https://hoorayinsurance.co.uk/top-reasons-to-choose-hooray-for-employee-benefits-advice/): Hooray Health & Protection is an employee benefits brokerage that gives independent advice and support to UK businesses who need help launching or reviewing employee benefits.
- [Who is the best health insurance broker for SMEs?](https://hoorayinsurance.co.uk/who-is-the-best-health-insurance-broker-for-smes/): Hooray Health & Protection has been providing health insurance brokering services for UK SMEs and start-ups since 2019.
- [Who is the best employee benefits broker for SMEs?](https://hoorayinsurance.co.uk/best-employee-benefits-broker-for-smes/): Hooray Health & Protection has long been a popular broker for UK SMEs and start-ups. The company was founded in 2019 by Charlie Cousins CII, with the stated aim of better serving small businesses who were being underserved by the industry.
- [5 leading Group Critical Illness providers 2025: who offers the best cover?](https://hoorayinsurance.co.uk/group-critical-illness-providers/): UK businesses currently have five Group Critical Illness providers to choose from. In this article you’ll get a good idea of what they bring to the table.
- [Teladoc tackles spiralling insurance costs to give staff superior cover](https://hoorayinsurance.co.uk/teladoc-health-insurance-case-study/): “I'm not even paying you and you're literally making this so easy for me. It’s kind of weird!”
- [Fast growth startup? Here’s how to upgrade your employee benefits](https://hoorayinsurance.co.uk/employee-benefits-for-startups/): With a sprinkling of seed funding, start-ups can find themselves growing at a rapid pace. And when this happens you need to attract talented people to keep the momentum going.
- [How to handle the employer health insurance renewal process](https://hoorayinsurance.co.uk/employer-health-insurance-renewal-process/): In this blog post, we break down how the employer health insurance renewal process works and the free support that is available.
- [5 life insurance options for UK small businesses to consider](https://hoorayinsurance.co.uk/5-life-insurance-options-for-uk-small-businesses-to-consider/): Let’s break down the main types of small business life insurance and look at how each one works.
- [Success story #6: Journeys by Design discover the right life insurance policy](https://hoorayinsurance.co.uk/success-story-6-journeys-by-design-discover-the-right-life-insurance-policy/): Our team recently worked with Journeys by Design, a small travel company that designs bespoke African safaris for ethically-minded travellers.
- [What is a Benefit in Kind? (Non-cash benefits explained)](https://hoorayinsurance.co.uk/what-is-a-benefit-in-kind/): Yes, giving employee benefits to your staff is a kind gesture, but what is a Benefit in Kind?
- [8 ways to cultivate enthusiasm in the workplace](https://hoorayinsurance.co.uk/8-ways-to-cultivate-enthusiasm-in-the-workplace/): Employee motivation is at an all-time low, according to Mental Health First Aid (MHFA) England.
- [Free broker support: what’s the catch?!](https://hoorayinsurance.co.uk/free-broker-support-whats-the-catch/): So when an employee benefits broker offers their services for free, you might think there’s a sneaky fee or hidden clause somewhere?
- [8 quirky employee benefits and what you can learn from them](https://hoorayinsurance.co.uk/are-these-the-quirkiest-employee-benefits/): Ever heard of hangover leave or taking time off because your favourite celebrity couple got married? Some companies take perks to a whole new level to keep their teams happy!
- [Is Zurich’s new Critical Illness policy a smart choice for businesses?](https://hoorayinsurance.co.uk/zurichs-new-critical-illness-policy-offer-businesses/): Swiss insurance giant Zurich made a splash last October by debuting its Group Critical Illness policy.
- [Check-up time! Diagnostics every employer should know about](https://hoorayinsurance.co.uk/check-up-time-diagnostics-every-employer-should-know-about/): Every Business Health Insurance policy gives you access to some form of diagnostic testing.
- [Health insurance offers prevention AND cure. Here’s how…](https://hoorayinsurance.co.uk/health-insurance-offers-prevention-and-cure-heres-how/): When you think about health insurance, what comes to mind? For many employees, it’s a safety net for emergencies or serious illnesses. But there’s much more to it than that.
- [What’s the problem with Company Life Insurance?](https://hoorayinsurance.co.uk/whats-the-problem-with-company-life-insurance/): Of all the protection insurances you could buy, you’d think that Company Life Insurance would be as straightforward as it gets.
- [1 in 10 employees suffer workplace injuries: what can employers do to help?](https://hoorayinsurance.co.uk/1-in-10-employees-suffer-workplace-injuries-what-can-employers-do-to-help/): MetLife recently ran a survey, and the results are shocking! More than 1 in 10 employees took a whole month off work in the past year because of an injury, with 24% taking up to three weeks off.
- [How much is health insurance for employees?](https://hoorayinsurance.co.uk/how-much-is-health-insurance-for-employees/): In other words, there is no short answer to the question “How much is health insurance for employees?”!
- [Why is critical illness cover so popular all of a sudden?](https://hoorayinsurance.co.uk/why-is-critical-illness-cover-so-popular-all-of-a-sudden/): We’ve definitely noticed more interest in Group Critical Illness Insurance over the last couple of years. 
- [Is Aviva’s Group Critical Illness Cover a good investment for small businesses?](https://hoorayinsurance.co.uk/is-avivas-group-critical-illness-cover-a-good-investment-for-small-businesses/): Critical Illness Insurance is one of those benefits that can provide real peace of mind for your employees, especially if they’re diagnosed with a serious condition.
- [Hooray wins Advice Firm of the Year 2024!](https://hoorayinsurance.co.uk/hooray-wins-advice-firm-of-the-year-2024/): Hooray bagged four awards at the prestigious Health & Protection Awards 2024, including the most coveted award of all: Advice Firm of the Year.
- [How do voluntary benefits work? And why should I offer them?](https://hoorayinsurance.co.uk/how-do-voluntary-benefits-work-and-why-should-i-offer-them/): Voluntary benefits have fast become one of the most popular ways of offering employee benefits. It's easy to see why: staff get to choose which benefits to opt into, while companies control costs.
- [Which Small Business Health Insurance option is right for you?](https://hoorayinsurance.co.uk/small-business-health-insurance-options/): AXA is a multinational insurance company based in France with networks on a global level. AXA’s Small Business Health Insurance options cover between 1 and 249 employees. As well as including standard cover, they also offer a wide range of extra services:
- [Wellness starts here: How to set up health screening for your employees](https://hoorayinsurance.co.uk/wellness-starts-here-how-to-set-up-health-screening-for-your-employees/): You’ve probably heard this one before, but it's worth hearing again: prevention is better than cure. That’s why health screening services are such a popular choice for businesses and their employees.
- [How to support the younger generation in the workplace](https://hoorayinsurance.co.uk/how-to-support-the-younger-generation-in-the-workplace/): As younger generations increasingly make up the workforce - we're talking 18-34 years of age here! - it's important to look after their needs.
- [Staff not interested in their employee benefits? Here’s the answer!](https://hoorayinsurance.co.uk/staff-not-interested-in-their-employee-benefits-heres-the-answer/): Half of UK directors are seeing a poor uptake of employee benefits, according to a survey by Nous.
- [Hooray up for 3 awards at the Health & Protection Awards 2024!](https://hoorayinsurance.co.uk/hooray-up-for-3-awards-at-the-health-protection-awards-2024/): It’s that time of year again: Health & Protection have announced the nominees for their Health & Protection 2024 Awards! And here at Hooray, we are incredibly proud to announce we’ve made the shortlist.
- [11 leading Group Life Insurance providers in the UK](https://hoorayinsurance.co.uk/group-life-insurance-providers-review/): In the United Kingdom most Group Life Insurance providers do not offer services directly to clients due to the complex nature of the schemes. Instead, you have to go through an insurance broker or financial adviser.
- [8 leading employee wellness apps in 2026!](https://hoorayinsurance.co.uk/8-leading-employee-wellness-apps-in-2024/): To save you researching all of them, we’re introducing eight of the leading employee wellness apps and platforms available in the UK today.
- [How can start-ups deliver employee benefits when employing abroad?](https://hoorayinsurance.co.uk/how-can-start-ups-deliver-employee-benefits-when-employing-abroad/): Breaking into the international talent pool can be daunting, especially when it comes to supporting staff based on the other side of the world. You might be thinking: how am I going to look after my global teams? And how far can my limited budget stretch?
- [Should I use a health insurance broker for my business?](https://hoorayinsurance.co.uk/should-i-use-a-health-insurance-broker/): Here at Hooray, we sometimes take it for granted that people will understand the benefits of using a health insurance broker.
- [Tripping up on health insurance jargon? Key terms you need to know!](https://hoorayinsurance.co.uk/tripping-up-on-health-insurance-jargon-key-terms-you-need-to-know/): So, if all this talk of moratorium underwriting and policy excess puts your head in a spin, this health insurance jargon-buster should help clear things up.
- [Employee benefits are a worthwhile investment (if you do it right!)](https://hoorayinsurance.co.uk/employee-benefits-are-a-worthwhile-investment-if-you-do-it-right/): There’s an inextricable link between health, happiness and workplace productivity. That’s according to a survey of more than 4,000 UK workers by employee benefits provider Unum.
- [8 Best Private Healthcare Providers in the UK](https://hoorayinsurance.co.uk/the-best-private-healthcare-providers-in-the-uk/): The landscape of the UK’s health insurance industry is constantly evolving as providers innovate in response to customer demand.
- [Q&A with a CBT therapist: can it really help your employees?](https://hoorayinsurance.co.uk/qa-with-a-cbt-therapist-can-it-really-help-your-employees/): Who better to ask about Cognitive Behavioural Therapy than Shay Rosenthal, an NHS-accredited CBT therapist. In this Q&A, Shay tells us how CBT differs from traditional counselling by giving individuals the power to tackle negative thought cycles and develop greater resilience.
- [A beginner’s guide to Employee Assistance Programmes](https://hoorayinsurance.co.uk/a-beginners-guide-to-employee-assistance-programmes/): Employee Assistance Programmes have long been a staple of corporate wellness schemes. But now smaller businesses are increasingly getting in on the act!

## Pages
- [Supporting Your Business](https://hoorayinsurance.co.uk/supporting-your-business/): We believe you shouldn't experience any drawbacks when buying employee benefits for your staff. As an employee benefits broker, we do things a little differently - offering free support from initial quote to policy review and everything in between.
- [Protecting Your Employees – MD 2026](https://hoorayinsurance.co.uk/supporting-your-uk-employees/): It’s no secret that every single business relies on their hard-working people. Providing a range of benefits to protect your employees and their families against the worst happening, shows your employees they’re valued.
- [Terms of Business Agreement](https://hoorayinsurance.co.uk/terms-of-business-agreement/): CLICK HERE to download the PDF version.
- [Business Privacy Notice](https://hoorayinsurance.co.uk/customer-privacy-notice/): CLICK HERE to read a PDF version of the Terms of Business Agreement and Privacy Notice.
- [Marketplace](https://hoorayinsurance.co.uk/marketplace/): Welcome to our handpicked selection of innovative offerings from trusted partners. We pride ourselves on delivering a truly holistic approach to employee benefits, which is why we’ve carefully curated a range of services designed to add meaningful value to any workplace - helping you engage and retain talent while supporting business growth.
- [Contributors](https://hoorayinsurance.co.uk/contributors/): Many people have contributed to this website and we are thankful to them all for their hard work.
- [Careers](https://hoorayinsurance.co.uk/careers/): Join the friendliest employee benefits broker in the UK!
- [FAQ Page](https://hoorayinsurance.co.uk/faq-page/): Hooray Health & Protection is a team of UK based health and protection experts, who through technology and outstanding customer service, always do right by clients.
- [What We Do](https://hoorayinsurance.co.uk/what-we-do/): The most dangerous phrase in the language is, “We’ve always done it this way.” – Admiral Grace Hopper
- [Who we are](https://hoorayinsurance.co.uk/who-we-are/): Award-winners with a commitment to exceptional service.
- [Knowledge Hub](https://hoorayinsurance.co.uk/knowledge-hub/): Knowledge hub “An investment in knowledge always pays the best interest.” – Benjamin Franklin Hooray Health & Protection are one of the only brokers who give their knowledge away for free. We’re passionate about growing the industry, not hampering it’s growth by not sharing our knowledge.
- [International Benefits](https://hoorayinsurance.co.uk/international-benefits/): Let's protect your employees wherever in the world they're working from.Whether you have remote workers, globe-trotting employees or global offices, we can help!
- [Protecting Your Employees](https://hoorayinsurance.co.uk/protecting-your-employees/): Protecting Your Employees It’s no secret that every single business relies on their employees. Providing a range of benefits to protect your employees and their families against the worst happening, shows your employees they’re valued. Group Life Insurance Peace of mind for employees families when needed the most. Find out more Group Income Protection Supporting employees with an income when sick or injured Find out more Group Private Medical Provides employees access to health care consultants Find out more Group Critical Illness Supporting employees in the event of a serious illness. Find out more Still unsure what’s right for you? Request a call back by filling out the form below or if you prefer, call us on 01273 222805 GET FREE QUOTES
- [Key Person Insurance](https://hoorayinsurance.co.uk/supporting-your-business-old/key-person-insurance/): Safeguards your business against a key person’s death or illness
- [International Group Health Insurance](https://hoorayinsurance.co.uk/international-benefits/international-medical-insurance/): Protecting you or your employees anywhere in the world:
- [International Employee Assistance Programme](https://hoorayinsurance.co.uk/international-benefits/international-employee-assistance-programme/): An International Employee Assistance Programme (iEAP) is designed to help staff handle emotional stresses and strains inside and outside of the workplace. Staff can access support through a mobile or desktop app, making services easy to reach from just about anywhere in the world.
- [International Group Life Insurance](https://hoorayinsurance.co.uk/international-benefits/international-group-life-insurance/): International Group Life Insurance provides life insurance coverage to staff located in different parts of the world. If any employee covered under the policy was to die, a lump-sum payment is given to those employee’s “selected beneficiaries”. 
- [USA Business Health Insurance](https://hoorayinsurance.co.uk/international-benefits/usa-business-health-insurance/): Secure the health of your employees across the USA
- [Employee Assistance Programme](https://hoorayinsurance.co.uk/supporting-your-business-old/employee-assistance-programme/): An Employee Assistance Programme is designed for staff to strengthen emotional resilience to manage day-to-day issues both in the workplace and their personal lives. It provides employees access to a wide range of health and wellbeing tools and services to help with issues big and small. 
- [Relevant Life Insurance](https://hoorayinsurance.co.uk/supporting-your-business-old/relevant-life-insurance/): Relevant Life Insurance is a type of life insurance which businesses can offer to an individual employee or business owner. It pays out a lump sum in the event that the employee sadly passes away or, in some policies, is diagnosed with a terminal illness. You might also see it referred to as a Relevant Life Plan or Relevant Life Cover.
- [Employee Benefits Platforms](https://hoorayinsurance.co.uk/supporting-your-business-old/employee-benefits-platforms/): Employee benefits platforms are a one-stop-shop used by companies to provide a wide and varied choice of perks to their teams.
- [Business Health Cash Plan](https://hoorayinsurance.co.uk/protecting-your-employees/business-health-cash-plan/): A Business Health Cash Plan supports the routine health needs of employees by essentially giving cash back for medical services covered under the scheme. It usually includes things like: medical consultations, dentistry, eye care and physiotherapy.
- [Group Critical Illness](https://hoorayinsurance.co.uk/protecting-your-employees/group-critical-illness/): Group Critical Illness provides employees with a tax-free lump sum payment should they become critically ill. It’s very reassuring for employees to know that a lifechanging diagnosis will not leave them in financial difficulty.
- [Business Health Insurance](https://hoorayinsurance.co.uk/protecting-your-employees/business-health-insurance/): Let’s begin with the basics. Business Health Insurance (also known as Group Health Insurance) is a form of private health insurance designed for employers who wish to cover multiple staff members under a single policy.
- [Compare Group Life Insurance](https://hoorayinsurance.co.uk/lp-group-life-insurance/): Hooray's award-winning team will help you find a Group Life Insurance policy ideal for your business size and budget. We'll review all the different insurer offerings and answer any questions you have about how the policy works - all at no extra charge! 
- [Group Income Protection](https://hoorayinsurance.co.uk/lp-group-income-protection/): Hooray's friendly experts will review different insurer offerings to find you the best Income Protection policy at the most competitive price. We'll also answer any questions you have about how the policy works.
- [Contact Us](https://hoorayinsurance.co.uk/contact-us/): Call our team Mon-Fri from 9.00 AM–5.00 PM
- [Death In Service Insurance](https://hoorayinsurance.co.uk/death-in-service-insurance/): Death in Service Insurance provides a lump-sum payment to your employee's loved ones, should the worst-case scenario become a reality. You might also see it referred to as employee life insurance, business life insurance, and group life insurance.
- [Compare Business Life Insurance](https://hoorayinsurance.co.uk/compare-business-life-insurance/): We won’t tell you what you should have. We listen to what you need.
- [Compare Company Life Insurance](https://hoorayinsurance.co.uk/lp-company-life-insurance/): We won’t tell you what you should have. We listen to what you need.
- [Compare Employee Life Insurance](https://hoorayinsurance.co.uk/lp-employee-life-insurance/): We won’t tell you what you should have. We listen to what you need.
- [Compare Death in Service Insurance](https://hoorayinsurance.co.uk/lp-death-in-service-insurance/): Hooray's award-winning team will help you find a Group Life Insurance policy ideal for your business size and budget. We'll review all the different insurer offerings and answer any questions you have about how the policy works - all at no extra charge! 
- [Compare Business Health Insurance](https://hoorayinsurance.co.uk/lp-business-health-insurance/): Hooray Health & Protection review the full market when assisting with your Business Health Insurance policy. We'll sift through the Ts and Cs, and compare price points to ensure you end up with the best deals and most competitive quotes for your business.
- [Compare Group Life Insurance](https://hoorayinsurance.co.uk/lp-business-health-insurance-2/): We won’t tell you what you should have. We listen to what you need.
- [Get Quotes](https://hoorayinsurance.co.uk/get-quotes/): Free price comparisons, zero obligations
- [SeedLegals](https://hoorayinsurance.co.uk/seedlegals/): If you source your employee benefits through Hooray Health & Protection we’ll give you a £25 Amazon voucher! But that’s far from the only value you get through working with us.
- [HOME2](https://hoorayinsurance.co.uk/): Let us do what we do best…
- [Trusted By](https://hoorayinsurance.co.uk/trusted-by/): We’re not a massive organisation, so having an expert that you can have as an extension of the team who can provide that level of support is invaluable – and we don’t even pay a fee for that extra support.
- [QuotePage New](https://hoorayinsurance.co.uk/quotepage-new/)
- [Start-Up Employee Benefits Survey 2021](https://hoorayinsurance.co.uk/start-up-employee-benefits-survey-2021/): What Workers Want 2021: Start-Up Edition
- [Employee Benefits Survey 2020](https://hoorayinsurance.co.uk/employee-benefits-covid19/): To download your copy of the report, please complete the form below.
- [Employee Benefits](https://hoorayinsurance.co.uk/supporting-your-business-old/employee-benefits/): In the broadest sense, employee benefits include everything from free staff lunches all the way up to health insurance schemes and beyond. It’s all those little things you can do to assist your employees beyond the pay packet.
- [Cookie Policy](https://hoorayinsurance.co.uk/cookie-policy/): Cookie Policy: Hooray Health & Protection may use cookies, web beacons, tracking pixels, and other tracking technologies when you visit our website www.hoorayinsurance.co.uk, including any other media form, media channel, mobile website, or mobile application related or connected thereto (collectively, the “Site”) to help customize the Site and improve your experience.
- [Business Health Insurance](https://hoorayinsurance.co.uk/group-private-medical/): Let’s begin with the basics! Business Health Insurance (also known as Group Health Insurance) is a form of private health insurance specially designed for employers who wish to cover multiple staff members under a single policy. As you can imagine, this works out a lot easier – and more cost-effective – than buying separate single policies for each person.
- [Group Life Insurance](https://hoorayinsurance.co.uk/protecting-your-employees/group-life-insurance/): Group Life Insurance is a type of life insurance designed for employers who want to cover more than one team member. It provides a lump sum payment to your employee’s loved-ones, in the hopefully unlikely event that they die while an employee at your company.

## Portfolio
- [Portfolio Slider](https://hoorayinsurance.co.uk/portfolio-item/portfolio-slider/): Maecenas nec ultrices massa. Quisque orci diam, malesuada id augue nec, faucibus interdum dolor. Curabitur sagittis, felis porttitor placerat rhoncus, mauris diam sollicitudin nisl, sed luctus nulla sem non velit. Fusce a libero ullamcorper, volutpat orci ut, suscipit erat. Morbi tempor tortor vel urna lobortis.
- [Portfolio Single Image](https://hoorayinsurance.co.uk/portfolio-item/portfolio-single-image/): Donec sed vulputate nunc, at fringilla purus. Nulla molestie ut turpis sit amet suscipit. Nullam vulputate diam elit, ac varius turpis vestibulum aliquet. Vestibulum mattis purus et blandit hendrerit.
- [Portfolio Video](https://hoorayinsurance.co.uk/portfolio-item/portfolio-video/): Donec eu urna cursus, eleifend tortor vitae, pellentesque magna. Proin sit amet diam sapien. Vestibulum at dui arcu. Integer id iaculis tellus, cursus euismod est. Integer eleifend turpis nulla, sit amet elementum tellus consectetur ac. Maecenas rhoncus condimentum tortor vel aliquet. Suspendisse posuere arcu vitae sem dictum placerat. Cras vel convallis nulla, non mollis erat. Vestibulum sollicitudin, risus vel dictum convallis, justo arcu volutpat ipsum, a pulvinar turpis dolor non mi. Nam rhoncus turpis ligula, vel blandit turpis tincidunt elementum. Maecenas velit ipsum, convallis ac rhoncus quis, tempus sit amet tellus.
- [Portfolio Gallery](https://hoorayinsurance.co.uk/portfolio-item/portfolio-gallery/): Maecenas nec ultrices massa. Quisque orci diam, malesuada id augue nec, faucibus interdum dolor. Curabitur sagittis, felis porttitor placerat rhoncus, mauris diam sollicitudin nisl, sed luctus nulla sem non velit. Fusce a libero ullamcorper, volutpat orci ut, suscipit erat. Morbi tempor tortor vel urna lobortis.
- [Portfolio Right Sidebar](https://hoorayinsurance.co.uk/portfolio-item/portfolio-right-sidebar/): Lorem ipsum dolor sit amet, consectetur adipiscing elit. Fusce varius euismod lacus eget feugiat. Nam vel arcu aliquam nunc placerat suscipit. Nam euismod, orci in convallis et aliquet.
- [Portfolio Left Sidebar](https://hoorayinsurance.co.uk/portfolio-item/portfolio-left-sidebar/): Lorem ipsum dolor sit amet, consectetur adipiscing elit. Fusce varius euismod lacus eget feugiat. Nam vel arcu aliquam nunc placerat suscipit. Nam euismod, orci in convallis et aliquet.
- [Another Portfolio Slider](https://hoorayinsurance.co.uk/portfolio-item/another-portfolio-slider/): Integer semper malesuada elit. Donec consequat nulla nunc. Praesent nisi ipsum, imperdiet et venenatis et, sagittis nec mi. Phasellus luctus diam elit. Integer porta adipiscing felis ultrices viverra sem non velit. Fusce a libero ullamcorper, volutpat orci ut, suscipit erat. Morbi tempor tortor vel urna lobortis.
- [Another Portfolio Single Image](https://hoorayinsurance.co.uk/portfolio-item/another-portfolio-single-image/): Integer semper malesuada elit. Donec consequat nulla nunc. Praesent nisi ipsum, imperdiet et venenatis et, sagittis nec mi. Phasellus luctus diam elit. Integer porta adipiscing felis ultrices viverra sem non velit. Fusce a libero ullamcorper, volutpat orci ut, suscipit erat. Morbi tempor tortor vel urna lobortis. Nullam fermentum purus arcu, sed fringilla libero imperdiet ac. Sed tincidunt fringilla nunc.

## Staff
- [Laura Tombolani](https://hoorayinsurance.co.uk/staff-member/laura-tombolani/): Laura is busy behind the scenes ensuring that quote requests are speedily sent to clients and day-to-day admin is looked after.
- [Debbie Parker](https://hoorayinsurance.co.uk/staff-member/debbie-parker/): Debbie is loving the opportunity to use her expertise to give businesses the very best support when it comes to employee benefits.
- [Elliot Latham](https://hoorayinsurance.co.uk/staff-member/elliot-latham/): Elliot is there to ensure renewals go smoothly and spot opportunities to save money or improve cover.
- [James Dwyer](https://hoorayinsurance.co.uk/staff-member/james-dwyer/): James leads our international team, overseeing benefits solutions for globe-spanning companies.
- [Nadia Cruz](https://hoorayinsurance.co.uk/staff-member/nadia-cruz/): Nadia is always on hand to ensure policies are running smoothly and business queries are quickly answered.
- [Katie Waldren](https://hoorayinsurance.co.uk/staff-member/katie-waldren/): Katie relishes the chance to help companies find the best employee benefits at the best price.
- [Sophie Rogers](https://hoorayinsurance.co.uk/staff-member/sophie-rogers/): Sophie is ready to solve client queries, stay on top of admin and ensure international policies are working as they should.
- [Pragya Tiwari](https://hoorayinsurance.co.uk/staff-member/pragya-tiwari/): Pragya takes great pride in assisting clients with their current policies and ensuring that everything runs as smoothly as possible.
- [Aleen Solly](https://hoorayinsurance.co.uk/staff-member/aleen-solly/): Aleen ensures every client is given the very best advice when it comes to health insurance, life insurance and other employee benefits policies.
- [Steph Lee](https://hoorayinsurance.co.uk/staff-member/steph-lee/): Steph has jumped back into the world of insurance to help our clients get the best support they could ever wish for.
- [Ljubomir Trajkovski](https://hoorayinsurance.co.uk/staff-member/ljubomir-trajkovski/): Ljubomir was drawn to the employee benefits sector due to its potential positive impact on the health and wellbeing of people.
- [Emily Ager](https://hoorayinsurance.co.uk/staff-member/emily-ager/): Emily provides support to the UK sales & account management teams, helping to find the best solutions for clients.
- [Ciara Boulton](https://hoorayinsurance.co.uk/staff-member/ciara-boulton/): Ciara provides support to the international team, ensuring clients receive the best possible customer service.
- [Eiman Elkhalifa](https://hoorayinsurance.co.uk/staff-member/eiman-elkhalifa/): Eiman works closely with global clients, ensuring they are equipped to deliver consistent benefits wherever their employees are based.
- [John Kavanagh](https://hoorayinsurance.co.uk/staff-member/john-kavanagh/): John enjoys the opportunity to nurture new clients by guiding them through all things employee benefits, always putting their best interests first.
- [Jess Wright](https://hoorayinsurance.co.uk/staff-member/jess-wright/): Jess advises on a wide range of employee benefits and relishes the chance to build relationships with clients and become an extension of their team.
- [Mike Hesch](https://hoorayinsurance.co.uk/staff-member/mike-hesch/): Mike's background in workplace benefits, wellness, pensions and insurance makes him the perfect person to lead on employee benefits.
- [Adena Stonely](https://hoorayinsurance.co.uk/staff-member/adena-stonely/): Adena’s expertise in accounting and financial control are essential as she ensures Hooray’s books are up-to-date and meticulously maintained.
- [Stuart Isaac](https://hoorayinsurance.co.uk/staff-member/stuart-isaac/): Stuart loves getting to know business owners and HR pros from around the country as he helps them piece together their ideal benefit schemes. 
- [Ed Bryan](https://hoorayinsurance.co.uk/staff-member/ed-bryan/): Ed wields his considerable expertise in health insurance and group risk policies to ensure clients old and new get the very best support and advice.
- [Liberty Taylor](https://hoorayinsurance.co.uk/staff-member/liberty-taylor/): Liberty is just a phone call (or email) away when clients have queries about their benefits, ensuring they get the answers they need.
- [Bruno Ferreira Coelho](https://hoorayinsurance.co.uk/staff-member/bruno-ferreira-coelho/): Bruno springs into action when SMEs and large corporates are reviewing their benefits. He ensures they find the right product at the right price.
- [Joanne Lloyd](https://hoorayinsurance.co.uk/staff-member/joanne-lloyd/): Joanne pulls together all the latest data and price-points when clients are renewing their benefit schemes.
- [Esme Pearson](https://hoorayinsurance.co.uk/staff-member/esme-pearson/): Esme’s passion for business, and personable nature, shines through when advising clients about workplace benefits and healthcare coverage.
- [Stuart Box](https://hoorayinsurance.co.uk/staff-member/stuart-box/): Stuart’s experience in financial services means he’s perfectly placed to ensure that every single client gets the best possible service.
- [Nick Hale](https://hoorayinsurance.co.uk/staff-member/nick-hale/): Nick brings expertise from a long and diverse career in health insurance and employee benefits, and is founder of Engage Health Group.
- [Ian Abbott](https://hoorayinsurance.co.uk/staff-member/ian-abbott/): Ian possesses specialist knowledge of International Health Insurance and has worked for some of the world’s biggest insurers.
- [Charlie Cousins](https://hoorayinsurance.co.uk/staff-member/charlie-cousins/): Charlie founded Hooray Health & Protection after witnessing how small businesses were often sidelined by the benefits industry.

## Testimonials
- [Easy to work with](https://hoorayinsurance.co.uk/testimonial/easy-use-page-builder/): Friendly to deal with, didn't charge me ridiculous fees and everything they promised was done in a timely manner. Honestly couldn't ask for anything else it's an easy five star review from us.